Terms of Use

This site is operated by Utility Matrix LLC. By using it you agree to these terms.

General information only

The calculators provide general planning estimates. They are not legal, tax, payroll, accounting, HR, classification, or compliance advice, and using the site does not create any professional-client relationship. We do not provide payroll processing, tax filing, remittance, registration, or representation services.

Estimates and your inputs

Results are estimates based on published rate tables and the assumptions you enter. You are responsible for the accuracy of your inputs. Rates change, may be out of date, and may be replaced; some employer obligations are not modeled at all. Do not rely on these estimates for filing, payment, or compliance decisions — confirm exact obligations with a qualified professional.

No warranty; limitation of liability

The site is provided "as is" and "as available" without warranties of any kind, express or implied, including accuracy, fitness for a particular purpose, or non-infringement. To the maximum extent permitted by law, Utility Matrix LLC is not liable for any direct, indirect, incidental, consequential, or other damages arising from your use of, or reliance on, the site or its estimates.

External links

The site links to third-party sources and may link to third-party providers. We are not responsible for the content, accuracy, or practices of external sites.

Advertising and affiliate links

Some links may be sponsored or earn a commission. See our Advertising Disclosure.

Governing law

These terms are governed by the laws of the State of Delaware, United States, without regard to conflict-of-laws rules, and any dispute will be brought in the state or federal courts located there.

Changes

We may update these terms; continued use means you accept the current version.