Cost of Employment RulerEmployer cost, with every assumption exposed

Your numbers

The employee's gross annual salary, before any employer costs.
Quebec uses QPP/QPIP and is deliberately held rather than shown with a non-Quebec estimate.
Employer-paid benefits: health, retirement match, etc. Leave at 0 if none — 0 means excluded, not that the obligation is zero.
Equipment, software, workspace — anything else you want included.

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Canada employer cost calculator, 2026

Modeled employer cost in Ontario, Canada (outside Quebec), 2026

The offer is CAD $90,000.
The modeled subtotal is CAD $96,218.

CAD $6,218 above base pay · +6.9% · about 1.07× base

Modeled annual employer cost
CAD $96,218
Modeled monthly employer cost
CAD $8,018.17
Cost above salary
CAD $6,218
Employer-cost multiplier
1.069×
  • Base salary: CAD $90,000
  • CPP base contribution (employer): CAD $4,230
  • CPP2 second additional contribution (employer): CAD $416
  • EI premium (employer): CAD $1,572

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Modeled mandatory employer cost in Ontario, Canada (outside Quebec)

Modeled mandatory employer-paid items for Ontario, Canada (outside Quebec), 2026
Employer-paid itemEstimate
CPP base contribution (employer)CAD $4,230
CPP2 second additional contribution (employer)CAD $416
EI premium (employer)CAD $1,572

Largest mandatory item: CPP base contribution (employer).

What is not included

Provincial employer health and payroll levies are not included. They depend on employer-wide remuneration, exemption eligibility, associated-employer rules, and province-specific calculations.

This estimate does not include every possible employer cost — for example workers' compensation (where not entered), local taxes, paid-leave or holiday entitlements, and termination costs.

Notes

  • This estimate uses federal Canada Pension Plan (CPP/CPP2) and Employment Insurance (EI) employer contributions for non-Quebec workers. Quebec uses QPP/QPIP and a reduced EI rate and is not included unless Quebec is selected.

Where these figures come from

  • Result evaluated for Ontario, Canada (outside Quebec), 2026, on 2026-09-01 using the source rows selected for that date.
  • Validity boundary: 2027-01-01. The result is withdrawn on that date unless the required rows have been reconfirmed.
  • Amounts are rounded to the nearest whole currency unit.
  • Sources: www.canada.ca, www.canada.ca.

Copy a summary

Employer cost in Ontario, Canada (outside Quebec) (2026)
Base pay: CAD $90,000
Modeled employer subtotal: about CAD $96,218 per year
CAD $6,218 above base pay (+6.9%, about 1.07x base)
Largest mandatory item: CPP base contribution (employer)
Result evaluated: 2026-09-01
Validity boundary: 2027-01-01 (withdrawn on that date unless reconfirmed)
Planning estimate, not advice. Published rates are sourced and dated; employer-specific figures use your inputs.

Frequently asked questions

What does a Canadian employer pay on top of salary?

For a non-Quebec employee, an employer pays the Canada Pension Plan (CPP and CPP2) and Employment Insurance, plus any benefits and overhead you provide. This page totals those employer-paid items for 2026.

Does this cover Quebec?

Not yet. Quebec uses the Quebec Pension Plan (QPP), the Quebec Parental Insurance Plan (QPIP), and a reduced Employment Insurance rate, which we do not model. A Quebec selection is set aside rather than shown with a non-Quebec estimate.

Which CPP and Employment Insurance cases does this model cover?

This annual planning model assumes CPP applies for the modeled year and uses the standard Employment Insurance employer multiple of 1.4. CPP start, stop and proration cases and approved EI Premium Reduction Program multiples are not modeled; those cases can produce a different employer amount.

Planning estimate from user-entered assumptions and published rate tables. Some employer-specific lines require your actual rate. Not payroll, tax, legal, or classification advice. Confirm exact obligations with a professional.

What this Canada result covers

This is a 2026 federal statutory employer subtotal for a non-Quebec hire. It does not pretend that CPP and EI are the whole Canadian employer-cost picture.

Included in this result

  • Employer CPP and CPP2
  • Employer EI
  • Benefits and overhead you enter

Not included in this result

  • Provincial employer health/payroll levies and workers’ compensation
  • Quebec QPP/QPIP and Quebec employer levies; Quebec is deliberately not priced by this route

Employer input / scope: Select the province or territory so the route can keep Quebec out of the non-Quebec model instead of silently substituting the wrong rules.